Obama Care And Affordable Care Act

What is Obama Care ?

The concept behind Obama Care was an individual mandate to couple with subsidies for private insurance. The concept was first put forth by The Heritage Foundation, a politically conservative think tank. Their idea was that this was an acceptable alternative to the single-payer initiative, “Medicare for All,” being proposed by the Clinton Administration. Since that time health care reform was proposed and expanded upon by both parties until it was implemented in Massachusetts by then-Governor Romney. During the 2008 elections, health care reform became a major plank on the platform of the Democratic Party. When Barack Obama became president he started trying to pass the 2009 with the Affordable Health Care for America Act. This was followed by the Patient Protection Act, which culminated in to the Patient Protection and Affordable Care Act 2010 (PPACA), or for short, “the Affordable Care Act” (ACA). After several changes, President Barak Obama signed the Affordable Care Act into law on March 23, 2010.

What is the Affordable Care Act?

The Patient Protection and Affordable Care Act(PPACA) 2010, or Affordable Care Act (ACA) for short, is the new health care reform law in America and is often called by its nick-name Obamacare. The Patient Protection and Affordable Care Act is made up of theAffordable Health Care for America Act,the Patient Protection Act, and the health care related sections of theHealth Care and Education Reconciliation Actand theStudent Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act. Since being signed into law additional rules and regulations have expanded upon the law, we have attempted to update our summaries with those changes.

What Does the Affordable Care Act Do?

The Affordable Care Act is a long, complex piece of legislation that attempts to reform the health care system by providing more Americans with affordable quality health insurance and by curbing the growth in healthcare spending in the U.S. Reforms include new benefits, rights and protections, rules for insurance companies, taxes, tax breaks, funding, spending, the creation of committees, education, new job creation and more. Please note that the law, in many cases, gives power to ongoing efforts by Health and Human Services and other Government programs to reform health care. So healthcare reform doesn’t start and end with the Act itself. Make sure to check out the official HHS site for more information on healthcare reform outside of the ACA.

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