The Value of Compound Interest for Investments

Assignment 4.1: The Value of Compound Interest for Investments

In this course project assignment, you will research the value of compounding interest (or reinvesting all gains) for investments.

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Procedure

  1. Assume your company has $25,000 available to invest for 10 years. The investment may be broken down into $5,000 increments.
  2. Make an assumption about the company’s risk-return trade-off tolerance. Write a statement about your assumption.
  3. Choose investments from the following list that meet the company’s risk tolerance:
  • Cash-on-hand checking account, 0% interest
  • Savings account at 1½% interest, compounded annually
  • CD’s at 3%, compounded bi-annually
  • Bonds at 7% interest, compounded bi-annually
  • Mutual funds at 10%, compounded quarterly
  • Stocks at 15%, compounded quarterly

For example: you may choose $5,000 in Cash-on-hand; $10,000 invested in CD’s; and $10,000 invested in Bonds.

  1. Using Table 12.1 “Future Value of $1 at Compound Interest” inPractical Business Math Procedures (text), calculate the value of the investment in each account after the 10 year time period for each investment chosen. Compute the total for the investment.
  2. After you have organized your thoughts, post your recommendation for how the company should invest the $25,000 to the course Forum. Provide an argument for each investment you made, supporting your choices using the risk-return trade-off assumption you made for the company. Copy this information to the financial plan final report template.

 

Assignment 4.3: Investment Strategy

In this assignment you will create an investment plan for your project business, supporting your analysis using personal experience, website searches, and/or interviews.

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Procedure

  1. Research the different types of investment strategies available to your company found online, in practice, by brainstorming, or in the text. Remember to consider reinvesting in the company through retained earnings or issuing a dividend to the company’s stockholders as viable options.
  2. Open your course project Microsoft Excel file and rename Sheet 4 to “Investment Strategy.”
  3. Determine the risk-return trade-off for your company. Record this in the “Investment Strategy” sheet in an easily readable format in this worksheet. Avoid using paragraph format. Excel is more amenable to bullets.
  4. Choose investments for your business based on your risk-return trade-off analysis for the company and your research. Record these in the worksheet “Investment Strategy” along with the rationale for your choices. Record the information in an easily readable format in this worksheet. Make certain to include the source/s of the information provided.

Is The World Religious or Not?

Assignment Instructions

Assume you are from another planet and have been sent to Earth to determine if it is a religious planet or not (something very important to your people). Your superiors are expecting a report back from you.

Write a 2-3 page paper in which you:

  1. Discuss the criteria you will employ to determine if people on earth are religious — in other words, what does religion look like.
  2. Describe three (3) examples of behaviors or beliefs you observe that meet the criteria you established above.
  3. Based on your observations, explain what the function of religion appears to be on Earth.
  4. Aside from a functional understanding of religion, determine how else your observations could be interpreted. Provide specific examples to support your response.

A New Tourism Attraction

For a tourism destination to be successful, it must have something that attracts tourists to the area. For this assignment, you will design a new tourism attraction for a city of your choice (either U.S. or International city). It can be any kind of attraction as long as it highlights the city or local community. For example, you could design a children’s theme park in Santa Fe, New Mexico, which highlights the local Native American culture. You have a budget of $5 million to design and build your attraction. (Important note: Do not write about a tourism attraction that already exists. It must be a completely new attraction.) Write a four to five (4-5) page paper in which you:

  1. Assess the types of organizations in the distribution process you would contact for information about the new attraction.
  2. Determine the reason this attraction would be successful. Be sure to provide statistical data in your response.
  3. Distinguish how this attraction utilizes the transportation that exists in the city or local community. Determine if the transportation is sufficient and how the transportation system would impact the success of the new attraction.
  4. Indicate how the new attraction brings value to the local community and what, if any, negative aspects it might create.
  5. Use at least five (5) quality academic resources in this assignment. Note: Wikipedia and other Websites do not quality as academic resources.

Canada Life Insurance as a Risk Manager – Assignment Instructions

Just imagine that I am working at Canada Life Insurance as a Risk manager

Greer (2001) describes the growing use of contingent workers who, unlike permanent and core employees, usually have only a short-term affiliation with the organization. These workers include “temporaries, subcontracted workers, part-time workers, consultants, life-of-the-project workers, and leased employees” . The contingent workforce is particularly common in unbundled or network organizations where non-core activities or activities outside the expertise of the firm are outsourced.

Similarly, Handy (1993) contends that the future will see more Shamrock organizations, modelled on the three leaf clover. The three leaves of the Shamrock represent the following:

  • A core workforce—These are managers, technicians, professionals, and skilled workers who are essential to the organization. They are well paid and well looked after. They are expected to do whatever is needed to complete essential tasks and keep the organization together. They are expensive, so there are not many of them.
  • A contractual fringe—In the 1980s large organizations began to shed support staff (e.g., cleaning, printing, delivery, legal staff, nurses, etc.) who were frequently expensive and underemployed. Companies are now contracting out more and more of what they used to do in-house.
  • A flexible labour force—Organizations are no longer storing workers so they will be able to cope with peak periods without overtime. However, they do not want to overload core workers when there is pressure to get things done. It ischeaper, if less convenient, to hire occasional help, part-time employees, or temporary employees at lower rates.

The extreme is the virtual organization which has a small head office staff with almost all activities contracted out. Handy cites an example of a German manufacturer of garden equipment who subcontracted manufacturing, design,accounting and finance, and franchised the sales operation. He then closed his office and now operates out of his Mercedes with a cell phone.

Please discuss the following questions with your colleagues.

  • In your area of work, which tasks could be done by outsiders (either other organizations or individuals)? What would be the advantages and disadvantages of contracting out such tasks?
  • What would it be like to manage in a Shamrock organization—to be holding the leaves together?
  • If you were to move into the contingent workforce, what impact would it have on your personal life? What advantages or difficulties would such a change create for you?
  • Are contingent work and Shamrock organizations where we should be headed? What are the implications of this approach to HRM for demographics, global competition, and the economy? If more and more organizations move toward the Shamrock structure, what do you think will be the implications for society? Is this move for better or for worse?

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Assignment 3.1: Cash Discounts Analysis

Assignment 3.1: Cash Discounts Analysis

In this course project assignment, you will research cash discounts commonly offered for the industry your project’s business is in, and determine if those discounts meet the needs of your project’s business.

Click on the “Project” tab in the top navigation bar for more details on the course project.

Procedure

  1. Research the types of cash discounts available to businesses in your course project’s industry. Search the web, contact suppliers for your industry’s products, etc.
  2. Contact a financial institution to determine terms available for short-term or long-term loans commonly offered to businesses in your industry to purchase product.
  3. Make a list of the types of cash discounts commonly available from Step 1 and 2 above.
  4. After you have organized your thoughts, post your analysis of which terms you would accept for your company, and why you chose the terms you did to the course Forum. Copy this information to your financial plan final report template.

 

Assignment 3.3: Product/Service Pricing

In this course project assignment you will be pricing two products/services based on industry-wide trade discounts for your business, using the pricing strategy of your choice. You will create an Excel file for this assignment and copy your calculations into your course project template.

Procedure

  1. Choose 2 products/services you want to price for your business. Research (online, by phone, or in person) trade discounts offered to retailers for both products/services. Consider contacting various manufacturers to gather data on trade discounts available.
  2. Set-up two worksheets in your course project Excel file named after each product. For example: Product1 Ink pens and Product2 Masking tape.
  3. Record the information you found in Step 1 above in an easily readable format in both worksheets. Avoid using paragraph format. Excel is more amenable to bullets. Make certain to include the source/s of the information provided.
  4. Using the pricing method of your choice, calculate the selling price of both products. Use Excel formulas to do the calculations and record the final selling price clearly in each worksheet.
  5. Finally, provide a summary as to why the selling prices chosen are appropriate for each product/service.

How to Write a Dissertation Proposal

How to Write a Dissertation Proposal

dissertation proposal is a document written before writing a dissertation. The proposal seeks to convince your Doctoral committee that your dissertation will be on an important and crucial question that is worthy of research and scrutiny. Through your proposal, you should be able to convince your committee that you are in a position to fully explain how significant your question is. It should include a well set out plan on how you will go about gathering the required data.

A good dissertation proposal should convince your committee that your hypothesis is worth investing in and will produce ideas and analysis that are beneficial to any academic audience. Your proposal should be able to highlight the problem that your plan to tackle. It should clearly prove that the problem, (which you choose to tackle) is a crucial one that needs to be tackled. You should also explain your potential source of data with supporting facts on why you have chosen your data source.

Your proposal should have the following outline. A Description title which should be very short and to the point. After the title page, what follow is the objectives and later the Context, this is the part that shows the details of your research. Your methodologies do necessarily have to be all about research and reading alone, you can include other methods of collecting of data such as through the sue of questionnaires to collect data from people.

Your dissertation should contain a list of the possible outcomes you intend to achieve. Remember, your outcome should not be guessed. This is because the whole purpose behind dissertation writing is to realize you the outcome. You should also clearly layout the time you intend to take conduction your research. The best way is to use a Gantt chart.

The final part which is the bibliography provides a list of all the reference you went through during your research. This is how a good dissertation proposal should be written.

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Top tips for writing successful research paper

The first thing that one should do to write a successful research paper is to set aside some time to do the research. Research require a lot of time to prepare and to write. A good research paper should be researched thoroughly and effectively and this requires time. While writing research papers make a schedule of what is expected of you and a timetable of what you should be able to do in a day. It would be better to choose working during the day not unless you are a night person.

Secondly choose a good research topic. While writing research papers one should pick a topic that is researchable, simple, specific and workable. Do not choose topics that will be difficult to find literature review on the internet or in the school library. You can take your research topic to your lecturer for approval before you begin. While writing these papers one should take some time to get acquainted to the library they are going to use so that you do not get confused about what to find where when you begin writing your paper. Whilst writing research papers one should take notes when they find essential information about their project. Write the page, author, and name of the book and what they said in your note book, this will help you when writing the references and bibliography considerably.

Write the outline down, this will help you to follow the procedure effectively and remind you what you need to do. Write an introduction to your paper, this will help the reader to know what you are talking about in your paper. Make it as understandable as possible. Then write a rough draft to your work including all the notes and quotes you had written earlier. Prepare footnotes and bibliography to your work. When you are done then go through the whole essay again make sure it is written well and make the final draft following all the rules and guidelines.

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Tips on writing good argumentative research papers

Tips on writing good argumentative research papers
An argumentative essay should have the power to make people change their minds about a particular topic or subject or should let them accept and understand your stand as a suitable one. People have strong feelings about their way of life so trying to convince them otherwise might be tricky. Some of the tips you can use when writing argumentative research papers are written below.
The first thing you should do when writing an argumentative essay is to pick a topic that you feel strongly about. Pick a topic that you can be able to convince people on to take your side. A topic that you feel strongly about will enhance you to persuading people very easily. Secondly read extensively about the topic you have chosen. Read both sides of the topic the positive and the negative about it, understand both sides well then choose your side. Once you have chosen the side you want to take state facts and statistics that will support your idea. You need to believe and trust that you are right about your decision. Think widely about what the audience thinks about your topic and the side that you have chosen. This will help understand the kind of reaction you expect from them.
Read widely about the other side too while writing an argumentative research paper, the last thing you will want after you finish is a fact that will disqualify all the arguments you raised. So know all facts about the other side too. Then look for points that will support your position list them down in your essay to boost your argument. Expect opposition from your audience and be ready to answer to their questions. Think about what you can agree with from the other side and be aware of them. Back your argument research paper with very specific and strong evidence. Provide reliable information to support your argument while writing. Once you are acquainted with all this then sit and write down your paper.

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